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Expat pensions
Planning for your retirement abroad
If retiring overseas is your dream, then you need to make sure you can enjoy a comfortable lifestyle for the long term. And that requires some careful pension planning and advice.
Pensions come in many forms and can be managed by you or your employer. For expats and those with larger UK pensions pots there is the additional option of a ROPS (Recognised Overseas Pension Plan) which enables expats to transfer a UK pension out of the UK and take advantage of a number of benefits.
ROPS (Recognised Overseas Pension Plan) or SIPP (Self Invested Pension Plan)
Depending on your circumstances, it may be in your interests to transfer your pension into a ROPS pension or a SIPP. There are pros and cons of doing of this and we’ll talk you through them and advise you about whether this is the best option for you and what your other options are. This can be a confusing area so we’ll make sure you understand all your choices and the implications.
ROPS
Do you qualify?
SIPP
Is it right for you?
Reviewing your existing schemes
We’ll explain and discuss the implications of exchange rates and how to make the most of your pension income and/or any lump sum when you retire. We can also review your existing plans so that you have a clear idea of what your pension income will be and what you may need to do in order to achieve your financial goals.
Managing any change of plan and keeping your pension under review
If you’re worried that you may need or want to move back to the UK or elsewhere, we’ll help you plan for that too. And we’ll keep your pensions under review so that you can be confident they’ll carry on providing enough for you to enjoy the lifestyle you planned.
Meet the Team
David Vacani
Principal
David has worked in the Financial Services sector since 1987 running large investment portfolios & looking after high net worth clients.
david@bgwealthmanagement.net
Jennie Harris-Poate
Independent Financial Advisor
Jennie has been providing specialist advice to ex-pats for over 10 years. She is currently also undertaking her UK chartered diploma & lives in France.
jennie@bgwealthmanagement.net
+33 634 119 518
+44 333 241 6966
skype: JenniePoate
Paul Flintham
Independent Financial Advisor
Paul has been advising people who live overseas since 1997. With his huge range of experience, he fully understands the challenges involved in financial planning when living in, or moving to, a new country
paul@bgwealthmanagement.net
+33 6 24 96 27 51
Chris Marson
Independent Financial Advisor
Chris has worked in the Financial Services sector since 1987 working on cross border planning and looking after high net worth clients and their specific needs.
chris.marson@bgwealthmanagement.net
Skype - chris.marson2
John Mather
Independent Financial Advisor
John was originally a scientist with IBM Research but changed to giving financial advice in 1973.
He is a member of the International Business Structuring Association. John lives in Funchal Madeira and provides advice for our Portuguese clients
john@bgwealthmanagement.net
+351 934 574 831
Richard Alexander
Independent Financial Advisor
Having first joined the industry as an adviser in 1975, Richard had 9 years working for insurance companies before establishing his own IFA business in the UK in 1984.
He has joined Beacon Global Wealth Management with a view to maintaining and growing those EU client relationships whilst continuing with the business in the UK for all other clients.
richard@bgwealthmanagement.net
Susan Worthington
Independent Financial Advisor
Susan joined Beacon Global Wealth Management from her home in Mallorca, Spain, where she has been giving advice to expatriates in the Balearic Islands since 1987.
Her investment approach is straightforward and sound, always aimed at the best possible outcome for clients’ financial security and peace of mind.
susan@bgwealthmanagement.net
Mob: +34 670 308987
Barry Alexander-Honeyman
Independent Financial Advisor
Barry brings over 2 decades of experience in Financial Markets and has a strong corporate background having worked with some of the worlds largest international financial providers such as Prudential, Old Mutual Int and Praemium.
Barry’s knowledge of the International Financial planning space, combined with his Executive Coaching expertise can offer clients' a proactive, collaborative approach to their financial planning and business development needs.
barry@bgwealthmanagement.net
Jane Inkster
Administrator
Jane is the hub of all things administration for Beacon and has been with the company almost since inception. Based in our UK office in Guildford she heads up a team of office based staff whose responsibility is to make sure clients’ policies are kept running smoothly and assisting all of the consultants. With an IT background she has vast experience in European financial services.
info@bgwealthmanagement.net
Edyta Slys
Paraplanner and Adviser
Edyta arrived in the UK upon finishing her Masters degree at the Wroclaw University in economics in Poland.
She joined Beacon in October 2017 as an administrator and immediately knew that financial advising would be her career path.
She completed her CISI Level 4 Diploma in Investment Advice in July 2020, and has been involved in client paraplanning and now works with clients, servicing and reviews.
edyta@bgwealthmanagement.net
Hazel Matthews
Administrator
Hazel has been with Beacon over two years. She comes with many years experience of senior administration positions working with and supporting people in service industries at all levels.
UK based, she is providing additional administration support to our team, speaks two languages and can even fly an aeroplane!
hazel.matthews@bgwealthmanagement.net
Chloe Newton
Administrator
Chloe joined Beacon in September 2022 to be part of the Support Team. She has over 15 years experience in Administration and Operations and headed up a wealth management company in Switzerland for a period.
She has a Diploma in business administration and an award in Financial Planning. She has become an important cog in our ever expanding Beacon Team and her knowledge and attention to detail is a welcome addition
chloe@bgwealthmanagement.net
Planning is bringing the future into the present so you can do something about it now
Alan Lakein
To arrange your FREE initial consultation please complete the contact form below and one of our financial experts will get back to you.
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The financial advisers trading under Beacon Global Wealth Management are members of Nexus Global (IFA network). Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 03647
Nexus Global EU is a division of Blacktower Financial Management (Cyprus) Limited (BFMCL) and Blacktower Insurance Agents & Advisors Ltd (BIAAL). Beacon Global Wealth Management is an Appointed Representative of BFMCL which is licensed and regulated by the Cyprus Securities & Exchange Commission (CySEC) - Licence No. 386/20. Beacon Global Wealth Management is an Appointed Representative of BIAAL which is licensed and regulated by the Insurance Companies Control Service (ICCS) - Licence No. 5101