Get in Touch 0044 333 241 6966 enquiries@bgwealthmanagement.net

Do you understand the inheritance rules in the country in which you live?

We will explain the rules and plan a way forward to give you and your family peace of mind

If you are looking for a way to protect your assets and inheritance – effective estate planning is essential.

We can help you to secure your family’s future by ensuring that your assets are managed in accordance with your wishes.

Estate Planning

Inheritance tax and beneficiary rules differ from country to country and unfortunately, some expats have found themselves financially disadvantaged following the death of a loved one.

Beacon Global Wealth Management has been providing estate planning advice to expats for over 15 years. We have the expertise in French, Spanish and Portuguese estate planning regulations and we can help you make the right choices to safeguard your family.

Many European countries have succession laws which use forced heirship to disburse your assets. This means that your spouse and children automatically receive a share of your estate – regardless of your wishes. This can cause additional problems in the event of a second marriage or civil partnership.

As a UK national, you can choose to have your estate subject to British inheritance laws and we can help you to set this up correctly.

Inheritance planning for expats

Inheritance tax and other levies that are paid from your estate will normally be determined by where you lived.

As a starting point, UK law is based on the value of your estate (subject to certain allowances).

In France, it’s based on the amount an individual receives by way of an inheritance and the more closely the beneficiary is related to you, the bigger the tax allowance they’ll receive.

In France, children also inherit before spouses.

How we can help

Estate plans typically cover:

  • Will writing
  • Guardianship issues
  • Inheritance tax mitigation

Leaving a legacy

To be as tax efficient as possible and to leave the legacy you want, you will need careful estate planning.

We’ll help you understand your existing position and what you need to do to leave the legacy you planned.

Get Your Free Guide to a Stress Free Retirement in France

Meet the Team

David Vacani

David Vacani

Principal

David has worked in the Financial Services sector since 1987 running large investment portfolios & looking after high net worth clients.

david@bgwealthmanagement.net

Jennie Harris-Poate

Jennie Harris-Poate

Independent Financial Advisor

Jennie has been providing specialist advice to ex-pats for over 10 years. She is currently also undertaking her UK chartered diploma & lives in France.

jennie@bgwealthmanagement.net

+33 634 119 518

+44 333 241 6966

skype: JenniePoate

Paul Flintham

Paul Flintham

Independent Financial Advisor

Paul has been advising people who live overseas since 1997. With his huge range of experience, he fully understands the challenges involved in financial planning when living in, or moving to, a new country

paul@bgwealthmanagement.net

+33 6 24 96 27 51

Chris Marson

Chris Marson

Independent Financial Advisor

Chris has worked in the Financial Services sector since 1987 working on cross border planning and looking after high net worth clients and their specific needs.

chris.marson@bgwealthmanagement.net

0044 798 080 0979

Skype - chris.marson2

John Mather

John Mather

Independent Financial Advisor

John was originally a scientist with IBM Research but changed to giving financial advice in 1973.

He is a member of the International Business Structuring Association. John lives in Funchal Madeira and provides advice for our Portuguese clients

john@bgwealthmanagement.net

+351 934 574 831

 

Richard Alexander

Richard Alexander

Independent Financial Advisor

Having first joined the industry as an adviser in 1975, Richard had 9 years working for insurance companies before establishing his own IFA business in the UK in 1984.

He has joined Beacon Global Wealth Management with a view to maintaining and growing those EU client relationships whilst continuing with the business in the UK for all other clients.

richard@bgwealthmanagement.net

Susan Worthington

Susan Worthington

Independent Financial Advisor

Susan joined Beacon Global Wealth Management from her home in Mallorca, Spain, where she has been giving advice to expatriates in the Balearic Islands since 1987.

Her investment approach is straightforward and sound, always aimed at the best possible outcome for clients’ financial security and peace of mind.

susan@bgwealthmanagement.net

Mob: +34 670 308987

 

Jane Inkster

Jane Inkster

Administrator

Jane is the hub of all things administration for Beacon and has been with the company almost since inception. Based in our UK office in Guildford she heads up a team of office based staff whose responsibility is to make sure clients’ policies are kept running smoothly and assisting all of the consultants. With an IT background she has vast experience in European financial services.

info@bgwealthmanagement.net

Edyta Slys

Edyta Slys

Administrator

Edyta arrived to UK upon finishing her Masters degree at the Wroclaw University in economics in Poland.

Having joined Beacon in October 2017 as an administrator as soon as she started she knew that financial advising would be her career path.

In July 2020 Edyta successfully completed CISI Level 4 Diploma in Investment Advice.

info@bgwealthmanagement.net

Hazel Matthews

Hazel Matthews

Administrator

Hazel has been with Beacon over two years. She comes with many years experience of senior administration positions working with and supporting people in service industries at all levels.

UK based, she is providing additional administration support to our team, speaks two languages and can even fly an aeroplane!

hazel.matthews@bgwealthmanagement.net

“Estate planning is an important and everlasting gift you can give your family. And setting up a smooth inheritance isn’t as hard as you might think.”

Suze Orman

To arrange your FREE initial consultation please complete the contact form below and one of our financial experts will get back to you.

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The financial advisers trading under Beacon Global Wealth Management are members of Nexus Global (IFA network). Nexus Global is a division of Blacktower Financial Management (International) Limited (BFMI). All approved members of Nexus Global are appointed Representatives of BFMI. BFMI is licensed and regulated by the Gibraltar Financial Services Commission (FSC) and bound by the rules under licence number 03647

Nexus Global EU is a division of Blacktower Financial Management (Cyprus) Limited (BFMCL) and Blacktower Insurance Agents & Advisors Ltd (BIAAL). Beacon Global Wealth Management is an Appointed Representative of BFMCL which is licensed and regulated by the Cyprus Securities & Exchange Commission (CySEC) - Licence No. 386/20. Beacon Global Wealth Management is an Appointed Representative of BIAAL which is licensed and regulated by the Insurance Companies Control Service (ICCS) - Licence No. 5101