.png){kind=tracking}
Up until now, British passport holders have been able to live in France and elsewhere in Europe without a visa or formal requirement to prove they have the means to live there.
However, with the UK leaving the EU, this is all likely to change.
Current guidelines state that there are certain income levels required to prove that you have sufficient means to support yourself. There have been documented cases of those who fall below this requirement. For more detailed information on exact figures, visit: www.francerights.org.
For those who are newly arrived or planning an imminent move to France, proving income levels can be difficult, especially when income is low but assets are high. This is particularly challenging when there are significant life changes happening, both personally and financially.
We have noticed that some prefectures are not taking into account liquid assets, such as UK pensions and investments, as they are not yet income-producing. Additionally, if you have been using a UK advisor to organize your finances before your move, they may not have sufficient knowledge or be regulated to provide the correct advice for your situation.
Looking at French or international products with a correctly regulated and independent adviser will help you assess what you need to achieve in terms of income to enjoy your life in France—whether you are working, self-employed, or retired.
This ensures your investments and pensions are properly structured to meet the requirements for obtaining your Carte de Séjour (CDS) without unnecessary stress or delay.
It is important to use an independent adviser rather than one who offers tied or restricted advice. This guarantees that you will receive comprehensive advice based on the entire marketplace, with plans tailored to suit you and your unique circumstances.
Before you engage us, we’ll get to know you to make sure we’re a good fit in terms of understanding what is most important to you.
After our discovery call, we will summarise our understanding of your current situation and the key objectives which will ensure we're aligned with your goals.
Once you’re happy that we’re right for you, we’ll provide our recommendations and implement them for you. But there’s never any pressure from us to proceed – that’s just not our style.
We will implement your plan, constantly monitor and report on the performance to ensure your private wealth is optimised and aligned with your goals and working for you. Additionally, we’ll provide you with regular statements and a half yearly review to ensure that you remain up to date with any investment or tax changes and that we continue deliver for the long term.
